Knowing you need some extra cash in your pocket is pretty easy. All you have to do is look in your wallet. The not-so-easy part? Figuring out how to make extra money. These days it seems like everyone is working some kind of side gig, renting things out, or selling unwanted stuff to make extra…
Many people assume that a family business is the most fragile form of investment. They believe it may not go further than two or three generations. For this reason, they might not want any involvement with it. According to Harvard Business Review, many articles or speeches about family businesses today include a reference to the…
As an AI Consultant, I recently worked on a project which enabled me to delve deeper into the world of AI. Artificial Intelligence is the story is on people’s lips worldwide as we engage with the next big thing. AI has crept into every aspect of our lives bringing mixed feelings, and changing lives in…
The dynamics in social climbing The Collins dictionary defines social climbing as the act of trying to get accepted into a higher social class by becoming friends with people who belong to that class. In other words it’s called strategic friendships and partnerships. Someone may want to ask why social climbing is necessary in today’s…
Retirement is the goal that every working man and woman aims for in their life. It is the chapter in your life where you can rest after a lifetime of hard work. No more early mornings, no more stressful meetings and no more nightmarish deadlines, just relaxation. But what will you do if you run…
Investment Objectives & Time Horizon Before investing in mutual funds, you should consider why you want to do so in the first place. What do you hope to accomplish with your investments? Are you seeking long-term wealth growth, short-term income, or a combination of the two? Understanding your investment objectives will help you in selecting…
The opportunity to grow your retirement savings―and withdraw money when needed is the power and flexibility a Roth IRA can provide. What is a Roth IRA? A Roth IRA is an individual retirement account (IRA) funded with after-tax dollars. At any time for any reason, you can withdraw your contributions tax-free and penalty-free. Additionally, any…
TV, gym, music, phone bills, software – there’s a growing list of things you can access via subscription services. They can be a convenient way of paying for services, but subscriptions can also be easy to forget. And if you’re paying £9 a month for a subscription you don’t use, for example, that’s over £100…
Budgeting for university can help you stay on top of your finances. From food bills to course materials and transport, here are some tips on how to budget and save money as a student. How to plan a budget Creating a budget can help you see what you have coming in and going out, and…
When it comes to investing, real estate is a solid option. It’s a physical asset with a long history of appreciation and can provide you with rental income and tax breaks. However, there are a few different ways to invest in real estate, and the method you choose will depend on your goals and risk…