If you are looking for a way to get into the real estate market but you don’t have any capital or know where to start? Then this is for you. What Is Real Estate Investing? Real estate can be an excellent alternative investment and help diversify your portfolio. Real estate investing is the process of…
A Roth IRA is one of the best possible ways to invest for retirement, and in fact, many experts think it’s the single best retirement account to have. That’s because a Roth IRA allows you to grow your money tax-free for decades and then withdraw it without paying taxes in retirement, too. But what are…
An emergency fund is money you put aside to cover a financial shock, such as losing your job, or for a large, unexpected expense. Building an emergency fund can help prevent you needing to borrow money or make difficult financial decisions in those moments, by giving you savings to fall back on. How much you…
Knowing where to start when you want to save money is the first and most important step. With small changes to the way you manage your money, you can create a clear path towards your saving goals. Here are some steps to help you get started. 1. Open a savings account Savings accounts can be…
Bills can be stressful – so managing them effectively is a great way of getting peace of mind. It can be tempting to ignore bills when you know it can be a struggle to pay them. But the last thing you want is for them to start piling up. Missing bill payments can also affect…
So, now you’ve got some side hustle ideas in mind. But how do you get started? Like, what do you actually do? Narrow down your options to about three ideas and start your research! Get in touch with the companies involved (if needed) and talk to others who’ve done these jobs before to find out…
If you want to reach a savings goal, pay more toward your student loans, or just add some breathing room to your budget (thanks to inflation), side hustles are a great way to make more money. This list is your inspiration for what kind of side hustle(s) you can take on to make more progress…
when you learn how to make money online, your bank account can grow while you’re still in pajama pants. To start, first you do some research, and then . . . you get to work! To help you get started, here’s a list of 13 ways to make money online. Start an online business and…
A credit check – or credit search – is when a company looks at your credit report to see your financial history. They may use this information to understand how reliable you are at borrowing and repaying money to determine whether they’ll lend to you. Your credit report contains things like: • your name •…
It can feel difficult to grow your savings without having to constantly cut back on the things you enjoy. If you’re struggling to free up cash to save, here are some ways to reduce your spending without feeling like you’re missing out. 1. Check your utility providers Comparison websites allow you compare quotes, to see…