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Knowing where to start when you want to save money is the first and most important step. With small changes to the way you manage your money, you can create a clear path towards your saving goals. Here are some steps to help you get started. 1. Open a savings account Savings accounts can be […]
Bills can be stressful – so managing them effectively is a great way of getting peace of mind. It can be tempting to ignore bills when you know it can be a struggle to pay them. But the last thing you want is for them to start piling up. Missing bill payments can also affect […]
As a student, you may not have much of a credit history, but that doesn’t mean you can’t start building your credit score now. Here, you’ll find ways to build your credit score and develop good financial habits. What is a credit score? If you’re applying for finance, lenders will calculate a credit score to […]
If you want to reach a savings goal, pay more toward your student loans, or just add some breathing room to your budget (thanks to inflation), side hustles are a great way to make more money. This list is your inspiration for what kind of side hustle(s) you can take on to make more progress […]
So, now you’ve got some side hustle ideas in mind. But how do you get started? Like, what do you actually do? Narrow down your options to about three ideas and start your research! Get in touch with the companies involved (if needed) and talk to others who’ve done these jobs before to find out […]
A credit check – or credit search – is when a company looks at your credit report to see your financial history. They may use this information to understand how reliable you are at borrowing and repaying money to determine whether they’ll lend to you. Your credit report contains things like: • your name • […]
It can feel difficult to grow your savings without having to constantly cut back on the things you enjoy. If you’re struggling to free up cash to save, here are some ways to reduce your spending without feeling like you’re missing out. 1. Check your utility providers Comparison websites allow you compare quotes, to see […]
Achieving our goals is seldom easy. It’s why knowing how to stay motivated is so incredibly important when it comes to getting what we want in the long term. And in a world with more distractions than ever before – from non-stop web access to constant texting – it can be all the harder to […]
From getting a phone contract to buying a home – your credit score can affect your lifestyle and future plans. Your credit score shows lenders how reliable you are at borrowing and repaying money. Things like missed or late payments, as well as continuously going into your overdraft, can lower your credit rating. Here, we […]
You may have considered investing but aren’t sure where to start. Read on to discover the investment basics you need to know. Investing isn’t as complicated as you might think. All you need is an internet connection and money to spare to join the action. What is investing? Investing is a relatively simple concept. You […]
