The New Year is a great opportunity to start your financial planning journey. It is still possible to change your spending habits and set your financial life on track. Here are my list of money habits to start now: 1. Create a Budget Budgeting and sticking to it would be my top frugal money tip…
While breaking free from the poverty is quite difficult, it is not impossible. Here are some strategies to move the needle that anyone can do. 1. Begin with small, consistent steps Though there isn’t a single way out of poverty, maintaining motivation and making gradual, tiny changes can have a big impact over time. When…
If you had parents like mine that gave me a great start in life then you could consider yourself lucky. Many parents would like to leave something to their children after they die. They’d like their children to have an easier and more carefree existence than they did. A little extra financial stability might provide…
Investing is like a secret treasure chest hidden in the world of money. If you’re a beginner, this article is your golden map to the basics of investing. What is Investing? Imagine investing like planting money seeds that can grow into mighty money trees. Yeah, that’s right, it’s all about making your money work for you.…
Starting a business is an overwhelming task But what if the key to entrepreneurial success lies in something you already love doing? Imagine waking up every day excited to work – not because you have to – but because you want to. Research has shown that businesses born out of hobbies are more likely to…
When you work hard for your money, you want to make the most of it. This means practicing careful spending and saving. No matter what you’re working with, it’s important to stretch your salary as far as you can. Here are some tips to help you get started. Create a Budget and Track Your Expenses…
Attaining financial success isn’t just limited to those with high incomes. Numerous individuals earning below-average salaries have discovered ways to accumulate significant wealth. This typically requires a mix of living frugally, making wise financial choices, and strategic investing. 1. Master the Art of being Frugal - Embrace Living Within Your Means: Fundamental to growing wealth while earning modestly is…
It’s no doubt that inflation coupled with the economic downturn is eating deep into our pockets daily. If your wages aren’t keeping pace with inflation and you want some extra cash (perhaps to build your retirement or to just have extra cash to spend or invest), then you’ve probably considered a side hustle. But if you’re overwhelmed by…
Anyone who no longer needs to work, at whatever age, does it with a plan. Have you made yours? These 5 ChatGPT prompts will help you understand exactly how to get set up. Copy and paste each prompt into ChatGPT and edit the square brackets with your information. Know your numbers Numbers tell you how…
The importance of investing early, staying informed, and seeking professional guidance cannot be overstated. Wealth management is a thrilling journey that promises financial security, and the realisation of dreams. CASE STUDY: BUILDING WEALTH FOR A MILLENIAL Jennifer is a 28-year-old Nigerian Millennial with a master’s degree in Digital Cosulting and transformation. Jennifer has been working…