Frugal living means making sacrifices and being extremely strict with your spending habits. This can be challenging to achieve and even harder to maintain. Being frugal is the process of making deliberate and intentional decisions in order to save money in a responsible and sustainable manner. Frugality is a lifestyle or approach focused on being…
In order to become financially stable and solid, one must spend less and earn more. You can progressively increase your money until you have a comfortable nest egg by making persistent investments and savings. Also, you are no longer required to work. But I know that setting aside a sizable portion of your money is…
Launching a side hustle while maintaining a full-time job requires serious dedication and a willingness to navigate challenges. Here are my recommendations for starting a. New side hustle: Decide if your Side hustle is a hobby that has the potential to make money Begin by thinking about what value you can provide. While it might…
The New Year is a great opportunity to start your financial planning journey. It is still possible to change your spending habits and set your financial life on track. Here are my list of money habits to start now: 1. Create a Budget Budgeting and sticking to it would be my top frugal money tip…
If you had parents like mine that gave me a great start in life then you could consider yourself lucky. Many parents would like to leave something to their children after they die. They’d like their children to have an easier and more carefree existence than they did. A little extra financial stability might provide…
Investing is like a secret treasure chest hidden in the world of money. If you’re a beginner, this article is your golden map to the basics of investing. What is Investing? Imagine investing like planting money seeds that can grow into mighty money trees. Yeah, that’s right, it’s all about making your money work for you.…
When you work hard for your money, you want to make the most of it. This means practicing careful spending and saving. No matter what you’re working with, it’s important to stretch your salary as far as you can. Here are some tips to help you get started. Create a Budget and Track Your Expenses…
Attaining financial success isn’t just limited to those with high incomes. Numerous individuals earning below-average salaries have discovered ways to accumulate significant wealth. This typically requires a mix of living frugally, making wise financial choices, and strategic investing. 1. Master the Art of being Frugal - Embrace Living Within Your Means: Fundamental to growing wealth while earning modestly is…
The importance of investing early, staying informed, and seeking professional guidance cannot be overstated. Wealth management is a thrilling journey that promises financial security, and the realisation of dreams. CASE STUDY: BUILDING WEALTH FOR A MILLENIAL Jennifer is a 28-year-old Nigerian Millennial with a master’s degree in Digital Cosulting and transformation. Jennifer has been working…
I love mystery shopping! I’ve been paid to eat at my favourite restaurants, shop at my favourite retailers and buy my favourite products! You do have to be aware that there is (a little) work involved; usually in the form of a quick review but I think that it’s worth it for a free day…