Question 1:
What are your top 3 financial goals for the next five years?

Alex’s Answer: “I want to save for a down payment on a house, build an emergency fund, and contribute regularly to my retirement account.”
Taylor’s Answer: “I’m focused on paying off student loans, saving for travel, and setting aside money for a new car.”
Question 2:
How would we handle a $5,000 emergency?

Alex’s Answer: “We’d dip into our emergency fund, which we’ve set aside for unexpected expenses.”
Taylor’s Answer: “We’d also cut back on non-essential spending for a few months to recover quickly.”
Question 3:
Should we combine our bank accounts or keep them separate?

Alex’s Answer: “I think we should combine accounts for shared expenses like rent and groceries but keep personal accounts for individual spending.”
Taylor’s Answer: “Agreed! That way, we’ll have transparency for joint expenses but independence for personal purchases.”

Question 4:
How do we manage differences in spending habits?

Alex’s Answer: “I’d like to set monthly limits for discretionary spending so we can avoid overspending.”
Taylor’s Answer: “I’d suggest weekly check-ins to see if we’re staying within our budget and adjust as needed.”