Did you know that Women are better investors and savers?

Several studies have shown that women tend to outperform men in certain aspects of investing because of behavioral tendencies that is common among women-such as risk aversion, long-term focus, and emotional control-can lead to better investment outcomes. Here are 26 financial advice for every woman:

1. Do not lend MONEY that you’re not willing to lose. Most people you lend money to will never repay you

2. Do not date your colleague at work or have an office crush. Don’t ever fumble your bag like that…It never ends well.

3. Invest in a mentor and a coach. coaching is about compressing time as much as implementation.

You could do things on your own but it’s far quicker with someone helping you and keeping you on target. You have get into the same rooms as those who you aspire to be like.

4. Outsource the busy work and things you don’t enjoy! And use the time to improve other area of your life.

5. Build Your Credit Score: Pay your bills on time, keep credit card balances low, and avoid applying for too much credit at once to maintain a strong credit score.

6. Diversify Your Investments: Don’t put all your money in one investment. Spread it across different asset classes like stocks, bonds, and real estate to reduce risk.

7. Track Your Net Worth: Regularly calculate your net worth (assets minus liabilities) to monitor your financial progress over time.

8. Automate Your Finances: Set up automatic transters for savings, investments, and bill payments. This helps you avoid late fees and ensures you’re consistently saving.

9. Stay Insured: Ensure you have the right insurance coverage (health, auto, renters/home, etc.) to protect your assets and minimize financial risks.

10. Mind Your Mental Money Health:

Recognize how your emotions and mental health influence spending and saving habits. Practice mindful spending and seek support if needed.

11. Surround Yourself with Financially Savvy People: Engage with friends or groups who are also interested in financial wellness. Sharing tips and experiences can be motivating and educational.

12. Say NO to people pleasing and do not try to keep up with trends. Focus on your financial goals

13. Build and create multiple streams of income for yourself. It should be a mix of both passive and active income

14. Build yourself during your single days: stack your money, take that vacation, enrol for that course, invest in experiences, buy that item for yourself before the kids start coming

15. Work Hard and Strive for financial independence.

Having your own money means you don’t have to rely on anyone else for your survival. This means you can get out of situations that don’t serve you or your purpose.

16. It is okay to pay for Proximity and convenience, but do it wisely. Don’t sacrifice your peace and well-being just to save money.

17. Invest in wardrobe staples and neutral colors clothing: Build a wardrobe with neutral colors and staples that can mix and match easily.

it will save you lots of money in the long run.

18. Shop Smart: Look for discounts, use coupons, and avoid impulse purchases. Quality over quantity saves money in the long run.

19. Avoid Bad Debt: Be cautious with credit cards and loans. Only borrow what you can afford to pay off quickly.

20. Educate Yourself: Stay informed about personal finance. Read books, listen to podcasts, or take online courses to build your knowledge.

21. Invest Early: Start investing as soon as possible. Even small amounts can grow significantly over time through compound interest.

22. Emergency Fund: Build an emergency fund with 3–6 months of living expenses. It’s your safety net for unexpected situations.

23. Live Below Your Means: Don’t fall into the trap of lifestyle inflation. Just because you can afford something doesn’t mean you should buy it.

24. Negotiate Your Worth: Don’t be afraid to ask for raises or negotiate salaries.

Know your value in the marketplace.

25. Save First, Spend Later: Pay yourself first by setting aside a portion of your income for savings or investments before spending on anything else.

26. Budget Like a Boss: Track your income and expenses to understand where your money goes. Use the 50/30/20 rule and allocate 50% of your income to needs, 30% to wants, and 20% to savings.